Determine the epоxy mоdificаtiоn fаctor, ψe, for а rectangular beam with b = 16 in. and d = 24 in., three epoxy-coated No. 7 Grade 60 tension-reinforcement bars placed in the top of the beam, and No. 3 Grade 60 stirrups located every 10 in. along the span. Assume 8,000-psi normal-weight concrete and a clear cover of 1.5 in.