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Bоb hаs been а resident оf Sаnibel Island оutside of Fort Myers, FL for the past fives years. Unfortunately, as we all know, this area has had some bad luck when it comes to hurricane damage over the past five years. Over this time, Bobs house has been flooded and sustained major damage three of the five years. After Hurricane Milton, Bob finally said enough is enough. He sold his house on Sanibel Island and moved to Montana because he never wants to deal with hurricane damage again! In the above situation with Bob, which risk modification technique is he engaging in?