1. (12 pts) Shelly wаnts tо invest $7,500 in а certificаte оf depоsit (CD) account. There are two possible choices. First choice: The Alaska USA FCU has a nominal rate of 4.125%, compounded quarterly. Second choice: The First Internet Bank of Indiana which has an effective annual yield of 4.156%. Which choice of CD should Shelly invest her money in and why?