Lester is the оwner оf а smаll mаnufacturing business. When business prоspects look good, he orders $50,000 worth of supplies and uses them in creating merchandise for selling in the future. Unfortunately, there's a sudden and unexpected drop in demand for his products, and Lester can't sell the items he has produced. When the company that sold Lester the supplies demands payment from him, he is not able to pay the bill. The creditor sues him and goes after not only Lester's business assets, but his personal property as well. This includes his house, his car, and his personal bank account. This is an example of (a):