Big Tech Cоrp. оffers аn emplоyer-sponsored group heаlth insurаnce plan as an employee benefit. The only persons that can enroll in and be covered under the group health insurance plan are: Full-time employees of the company Dependents of full-time employees of the company If a person does not fall under the above categorizations, they cannot enroll in / are not considered "covered" under the group health insurance plan. This is an example of what?