The term “non-essential” as it applies to amino acids, means that: 

Individuals likely to be in negative nitrogen balance include all of the following: SELECT ALL THAT APPLY.

Using the food label below, how many “Other Carbohydrates” are in this food product? Nutrition Facts Serving Size   ¾ cup   Fat 10 gm     Saturated Fat 2 gm     Trans Fat 0 gm    Polyunsaturated Fat 1.5 gm     Monounsaturated Fat 3 gm     Cholesterol 100 mg     Sodium 170 mg     Potassium 115 mg Total Carbohydrates 42 gm     Fiber 2 gm     Sugars 20 gm Protein 6 gm

Which of the following describe functions of fat? SELECT ALL THAT APPLY. 

Calculate the kcalories and obtain other information from a food label. (12 points) Calculate the following numbers using the food label below. Enter the answers in the answer boxes in the  order as they appear listed (i.e. 1st entry/answer box – > fat content answer; 2nd entry/answer box -> carbohydrate content answer; 3rd entry/answer  box-> protein content answer; fourth entry/answer box -> total kcalories answer).  Fat Content:.                      ________ kcalories from fat Carbohydrate Content:.    ________ kcalories from carbohydrates Protein Content:.               ________ kcalories from protein                                             ________  Total kcalories Nutrition Facts Serving Size   ¾ cup   Fat 12 gm     Saturated Fat 2 gm     Trans Fat 0 gm    Polyunsaturated Fat 1.5 gm     Monounsaturated Fat 3 gm     Cholesterol 100 mg     Sodium 170 mg     Potassium 115 mg Total Carbohydrates 38 gm     Fiber 3 gm     Sugars 25 gm Protein 5 gm

Which of the following would be the best way to increase your intake of omega-3 fatty acids? 

Question 7 (Essay – 15 pts) Question:For how long should James’s life insurance coverage reasonably last? Justify your answer.

Question Group 2: Case Study 2 – Growing Family (40 pts) Case Prompt (Text – no question): James (35) and Alex (33) are married with two children ages 3 and 6. James earns $90,000 per year and is the primary income earner. They have a $320,000 mortgage, childcare expenses, and modest savings. Alex works part-time. Question 4 (Multiple Choice – 5 pts) Question:What financial risk is life insurance MOST directly addressing in this case?

Question 9 (Essay – 10 pts) Question:Should life insurance be Linda’s primary retirement strategy? Explain your reasoning.

Question Group 3: Case Study 3 – Mid-Career Retirement Focus (30 pts) Case Prompt (Text – no question): Linda is 45 years old, earns $85,000 annually, and has contributed inconsistently to her 401(k). She currently has $95,000 saved for retirement. Linda has no dependents and is considering reducing retirement contributions to purchase a cash-value life insurance policy as a “backup retirement plan.” Question 8 (Multiple Choice – 5 pts) Question:What is Linda’s greatest financial risk if she delays retirement saving further?