A project manager chooses to use “t-shirt size” (S, M, L, XL) to estimate the level of effort (LOE) for a project.  This is an example of what method of work estimating? (Click all that apply.) 

The Level of Effort (LOE) for a project deliverable is 80 person-days.  You as the Project Manager assign 8 team members to work on the deliverable full-time (i.e., 8 hours per day).  Therefore, the Level of Effort (LOE) is reduced to 10 person-days.  

The Level of Effort (LOE) for a project deliverable is 45 person-days.  In other words, the deliverable would take 1 person 45 days to complete. 

Which of the following is not a recommended action to take if monthly net cash flow cash flow is negative 

Using the following borrower information, what is the borrowers cash emergency fund liquidity ratio? Cash $30,000 Monthly Living Expenses $ 4,000 Monthly Debt Payments  $ 1,000  

Our personality, values, and attitudes do not impact how we spend, save, and manage finances

Which of the following are keys to managing finances to achieve financial success, prioritized financial goals, and financial peace of mind? Establish/live within a zero-based budget [a1] 28% maximum mortgage debt ratio [a2] 36% maximum total debt ratio [a3] Use debt to increase standard of living [a4] 6 months cash emergency fund [a5] Pay off all debt ASAP, except house, and the house before retiring [a6] Save 15% of gross income for retirement [a7] Ignore biblical money management principles [a8] Spend more than make [a9] Distinguish between needs and unaffordable wants [a10]

Which of the following is not one of the ways to improve a credit score

Based on the following borrower profile would you approve or decline the loan $500,000 home loanMBA degree with job and industry stabilityStrong economic conditions775 FICO20%/32% debt ratios Good liquidity and cash emergency fund in place, 20% down payment, house pledged as collateral

Analyze/evaluate the following FSR’s to answer questions 1-3 : Net Cash Flow                                           Negative ($500/month)Mortgage Debt Service Ratio                   40% of Gross IncomeTotal Debt Service Payment Ratio           55% of Gross IncomeSavings Ratio                                             1% of Gross IncomeCash Emergency Fund                              1 month of living expenses & debt payments 1. Are there any ratios that need addressing/correcting? 2.  How is this borrower managing their finances? 3.. Which 2 financial standing ratios are the most important to correct and why?