Describe and define two regularization techniques that we have discussed in class and that can be applied to neural networks. Your explanation of the two technique does not need to include the mathematical definition, but it should include your best description of the concept or intuition behind the technique.

There is a 20% chance of rain today. There is a 40% chance Rihanna will drop a new single today. There is only a 8% chance that both will happen. What is P(Rain OR Single)?

Identify the Waveform being depicted in the image below: Img G as in Giggle.jpeg

Banks are highly leveraged with a low capital base, which allows well-run banks to achieve a high ROI 

Deciding whether to pay off a home before retiring involves a trade-off between making a financial vs emotional decision, with most choosing the option to enjoy the financial peace associated with retiring debt free

Patient Protection and Affordable Health Care Act aka Obamacare Obamacare Provisions Individua mandate Premium subsidies for low income demographics Covers 10 essential services whether needed or not Employers > 50 employees mandated to provide insurance or pay a fine $2,000/employee Insurers can no longer deny coverage for pre-existing conditions Insurers can no longer impose annual or lifetime limits on benefits Insurers can no longer find a reason to revoke coverage Young adults can stay on parent plan to age 26 Rates can no longer be tied to health risk; younger rates increased Helps people the most who have health problems Insurers must spend 85% of premiums on medical care How do you feel about the Act:                                                                      Yes     No Support the Act Do not support the Act (1) Explain/defend your position (2) Whether you do or do not support the Act (a) what 2 provisions do you like (b) are they any provisions you don’t like     

While watching a car race at the local track, you notice that some drivers wear long sleeves while others wear short sleeves. Also, all of the drivers carry a beverage while they drive (coffee, tea, or water). Finally, some drivers carry extra fuel while others choose to carry a spare tire instead. Some of the drivers finish the race, and others have to stop early. For these 3 variables, there are roughly 256 possible decision trees that will classify the drivers as “finishing” or “not finishing”. Describe how you would use “greedy optimal split” to build a minimum-height decision tree. Identify and name all of the features in your search space. Specify how building your decision tree is similar to a search problem. How would you decide what variable to “split” at each tier? 

Interest rate, loan term (#years), and default risk impact determine a borrower’s monthly home loan payment

Term insurance has a much lower premiums than whole life insurance, which allows young marrieds with children to purchase affordable insurance protection when needed the most.

California passed a workplace retirement savings program, known as Cal Savers, to provide a saving option for small business employees who do not offer a retirement plan