Relating back to Question #29, what type of zoning restriction is this? 

A/an ____________________________________________ is a mortgage that has a fluctuating interest rate throughout the life of the loan. 

____________________________________ are approved uses of land outside the scope of an area’s zoning. 

The Equal Credit Opportunity Act (ECOA) prohibits lenders from refusing loans or discriminating in lending to people on the basis of: 

The Clean Water Act set up the National Pollutant Discharge Elimination System. This system requires someone to get a permit before they can pollute from a point source into navigable waters. 

Aubrey wants to rent out her apartment. She puts an ad in the newspaper and says everyone can apply for a rental application except for mentally ill people. Has Aubrey violated the Fair Housing Act with her ad? 

In Mississippi, how many witnesses must be present to witness the signing of a will? 

How old must a person be to execute a valid will? 

A government regulation that deprives a landowner of use of her property: 

“I understand that this is a closed-book test and will uphold academic standards.”