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Author Archives: Anonymous

In a variable annuity, what are the ‘sub-accounts’ most simi…

In a variable annuity, what are the ‘sub-accounts’ most similar to?

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How does the Human Life Value (HLV) approach differ fundamen…

How does the Human Life Value (HLV) approach differ fundamentally from the Needs-Based approach?

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If an employer offers a ‘50% match on the first 6% of salary…

If an employer offers a ‘50% match on the first 6% of salary,’ what is the maximum match you can receive?

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Which of the following describes the ‘Accumulation Phase’ of…

Which of the following describes the ‘Accumulation Phase’ of a deferred annuity?

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Which of the following is a common investment mistake that m…

Which of the following is a common investment mistake that many retirement plan participants make?  

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What is the ‘Net Amount at Risk’ (NAR) for an insurance comp…

What is the ‘Net Amount at Risk’ (NAR) for an insurance company in a policy with a $1,000,000 death benefit and $200,000 in accumulated cash value?

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David is a 40-year-old employee at a large corporation. He c…

David is a 40-year-old employee at a large corporation. He contributes 6% of his salary to his employer’s retirement plan, and his employer matches 3% annually. His contributions accumulate in an investment account, and he bears the investment risk. Upon retirement, his benefits will be based on the accumulated contributions and investment earnings. What type of retirement plan does David participate in?

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What occurs when a life insurance policy ‘endows’ or matures…

What occurs when a life insurance policy ‘endows’ or matures at age 121?

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What does ‘Cliff Vesting’ mean in a retirement plan?

What does ‘Cliff Vesting’ mean in a retirement plan?

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Please write single function, findmin, that  receives three…

Please write single function, findmin, that  receives three input values and returns the smallest of the three. It must be able to accept different input types (such as, int, float, double) . You must use Template technique.

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