Social Security is a sizable program that impacts many families in the United States. Which of the following statements are correct regarding Social security? Social Security was never intended to provide a substantial wage replacement ratio for most Americans. Social Security skews benefits towards lower wage earners and away from higher wage earners.  Social Security provides 90% or more of the income for more than 20% of retired married couples.

Question 3.1   List two precautions that people take to protect themselves from the harmful rays of the Sun. (2)

QUESTION 4 Answer the following questions regarding shadows:

QUESTION 2 Answer the following questions regarding reflections:

Question 2.2   Copy the diagram and draw 4 lines to show how the person sees the bird through the periscope.   Click on the button below to open the picture of the periscope diagram.   Upload Image Here (3)

Although he has amassed a vast fortune, Rudolf has decided not to prepare an estate plan because he believes that his surviving family members will divide up his assets appropriately. Which of the following is NOT a risk associated with failing to plan an estate?

Question 4.2   Describe how the size of a shadow changes as an opaque object is moved further away from the light source of a ray of light. (2)

TOTAL of TEST    [25]

Question 3.4   True or false: The Moon is a light source. (1)

Which of the following methods of joint ownership permits the right to partition the asset without the consent of the joint owner? Community property. Joint tenancy with the right of survivorship. Tenants by the entirety. Tenants in common.