The endosymbiont hypothesis proposes that eukaryotic cells acquired mitochondria and chloroplasts by:

Which group of protists, characterized by their glass-like silica shells, are an important component of phytoplankton?

While most fungi are multicellular, which of the following is a common example of a unicellular fungus?

Viruses are considered non-living by most biologists because they:

Tyler works as a bank teller. After slipping in the break room, he requires knee surgery and cannot walk for two months. During this time, he can only perform computer-based tasks part-time, reducing his total wages. This is considered a partial temporary disability. Tyler’s salary is below the state workers’ compensation cap, and he suffered no general damages. (Select all that apply)

Sunny Days Landscaping is hired to maintain a community park. While mowing the grass, one of the crew accidentally leaves a set of small garden shears and equipment on a walking path. Later that day, a visitor trips over the rake and sprains their ankle. The company points out that it had no intent to harm anyone and that it has detailed safety protocols and staff training programs to prevent accidents. Which of the following statements is true? (Select all that Apply)

Manchester City Oil Company has recently purchased a large number of fixed income bonds in their investment portfolio with approximately 4% coupon rates. These bonds market values are subject to interest rate risk. If Jerome Powell were to reduce interest rates due to fear regarding a recession, the value of the bonds would go _____?

Daniella is an employee at Epic Systems. She slips and is injured while she is evacuating during a fire drill. Daniella can now file a negligence claim against Epic Systems to make her whole for her losses. (True or False)

Same facts as above: Winemaker Wendy, a producer of high-end organic Merlot, contracts to provide Boutique Wine Shop owner Marcus with 1,000 bottles of wine for $30 per bottle. Wendy’s cost of production is $12 per bottle. After signing the contract, Marcus spends $4,000 on custom display racks and custom labels to showcase this specific wine. He plans to retail the wine for $50 a bottle. A short time later, Wendy gets a better offer from a cruise line that offers her $60 per bottle for the 1,000 bottles. Wendy accepts the new offer and breaches her contract with Marcus. Marcus is able to fully replace the 1,000 bottles by purchasing similar quality wine from another vineyard at $45 per bottle. However, his $4,000 investment in the custom display racks and labels is completely worthless. Marcus has not made any payments to Wendy. If a court ordered Wendy to pay restitution, Wendy would be required to pay:

Any form of academic dishonesty or deviation from the required testing conditions will result in a deduction or an automatic zero on this exam. Scratch paper must be shown (front and back) BEFORE you begin answering questions.