Which of the following are possible life insurance underwriting decision outcomes? (Select all that apply)

Variable Universal Life Insurance is a higher risk to the policyholder because cash values are invested in portfolios of the policyholders choice.

If a beneficiary wants to guarantee they receive life insurance benefits for the remainder of their life, while also ensuring their grandchild (of whom they have custody) continues to receive those same payments until they reach the age of 21 (even if the beneficiary dies before that time), which settlement option should they choose?

According to William Zartman (1985), when are ethnic conflicts most “ripe for resolution”?

The argument that claims executing a murderer will discourage other people from committing similar crimes is known as:

What is the age of full retirement?

The amount an insurer is required to keep on hand to fund expected claims.

When gene flow between two populations ceases, the potential for _____ exists.

All of the following are basic principles of underwriting EXCEPT:

The Miller and Urey abiotic synthesis experiment (and subsequent, similar experiments) showed that _____.