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Author Archives: Anonymous

David was fired from his job as a warehouse supervisor after…

David was fired from his job as a warehouse supervisor after his employer discovered he had falsified his time sheets and taken unauthorized breaks for three months. The employer documented this misconduct and terminated him. David has now filed for unemployment insurance benefits. Which of the following BEST describes David’s eligibility status?

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Neurons are __________________, whereas neuroglia are ______…

Neurons are __________________, whereas neuroglia are ____________.        

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Which of the following best describes what “exposure units”…

Which of the following best describes what “exposure units” represents?

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Which of the following statements about OASDHI is FALSE?…

Which of the following statements about OASDHI is FALSE?  

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Which of the following is an example of qualified retirement…

Which of the following is an example of qualified retirement plans?

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Four workers have reached full retirement age and are applyi…

Four workers have reached full retirement age and are applying for Social Security retirement benefits. Which of the following individuals would likely receive the HIGHEST monthly Social Security retirement benefit?  

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Sarah, age 35, is purchasing a universal life (UL) insurance…

Sarah, age 35, is purchasing a universal life (UL) insurance policy with a $500,000 death benefit. She wants to understand how her policy will work if she passes away in 10 years when her cash value has grown to $75,000. The insurance company offers her two options for how death benefits are structured. If Sarah chooses Option A, Level Death Benefit, what would her beneficiary receive, and how does this differ from Option B, Increasing Death Benefit?

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A company purchased a $1 million life insurance policy on on…

A company purchased a $1 million life insurance policy on one of its key executives in January (with consent). At that time, the executive was crucial to the company’s success. By June, the executive has been promoted to a different department with minimal impact on the company’s operations. Later, the executive had a serious injury and died in July. The company submits a $1 million claim.  Will the insurance company pay for the claim?

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David owns a commercial building with a replacement cost of…

David owns a commercial building with a replacement cost of $4 million. The building is insured for $2.4 million under a fire insurance policy, and the policy requires an 80 percent coinsurance clause. How much will David collect if the building sustains a covered fire loss of $80,000?

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PODS and the SNS are utilized during disasters.

PODS and the SNS are utilized during disasters.

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