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Author Archives: Anonymous

Name the specific tissue seen here.  

Name the specific tissue seen here.  

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What is the name of the specific tissue seen below? 

What is the name of the specific tissue seen below? 

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Name the specific tissue seen below. 

Name the specific tissue seen below. 

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Identify the Structure at A.  Be specific. 

Identify the Structure at A.  Be specific. 

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There is significant sequence homology between species for i…

There is significant sequence homology between species for insulin; however, there are some slight differences. Which of the species below has an insulin sequence most similar to that of the domestic cat (feline)?

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The designation of U40 or U100 on an insulin preparation ref…

The designation of U40 or U100 on an insulin preparation refers to which one of the following?

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Based on the following borrower profile would you approve or…

Based on the following borrower profile would you approve or decline the loan $500,000 home loanMBA degree with job and industry stabilityRecessinary economic conditions730 FICO32%  home debt ratio,; 40% total debt ratio; moderately high liquidity and cash emergency fund  

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Analyze/evaluate the following FSR’s to answer questions 1-3…

Analyze/evaluate the following FSR’s to answer questions 1-3 : Net Cash Flow                                           Negative ($500/month)Mortgage Debt Service Ratio                   40% of Gross IncomeTotal Debt Service Payment Ratio           55% of Gross IncomeSavings Ratio                                             1% of Gross IncomeCash Emergency Fund                              1 month of living expenses & debt payments 1. Are there any ratios that need addressing/correcting? 2.  How is this borrower managing their finances? 3. Which 2 financial standing ratios are the most important to correct and why?

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Credit Cards Select one of the following statements defendin…

Credit Cards Select one of the following statements defending your answer a. In today’s world credit cards are of if managed responsibly, explaining what responsibly means? b. I am strongly opposed to the need for credit cards, as they are an “I love debt” score encouraging consumers to overspend on wants and creating financial issues, so I do not plan to get any credit cards?

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Analyze/evaluate the following borrower’s profile to answer…

Analyze/evaluate the following borrower’s profile to answer questions 1-2 Occupation:                                        Fireman (H) – Nurse (W)Income:                                               $150,000 annuallyFamily:                                                 3 children (8, 10, 12) Home:                                                 $600,000 Fair Market ValueHome Loan:                                       $540,000 = 90% Loan-to-ValueHome Debt Service Ratio                 45% Other Debt:                                        $160,000 (3 Cars, Boat, RV)Total Debt Service Ratio                   60%                                     Credit Score:                                       590Credit Card Debt:                               $25,000 Cash Emergency Fund:                      $1,000 Budget:                                                Not currently Retirement Savings:                           LowCollege Savings:                                 None A.  Is this borrower managing their finances well?  Cite supporting reasons?  B.  What would you recommend this borrower do to improve their finances?      

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