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Author Archives: Anonymous

If your employer goes out of business before you retire, whi…

If your employer goes out of business before you retire, which organization guarantees your pension to the date of termination?

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Which trust allows you to give away an asset and receive a c…

Which trust allows you to give away an asset and receive a charitable donation but retain the cash flow generated by that asset during your lifetime? 

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Which insurance provides for payment of medical expenses, re…

Which insurance provides for payment of medical expenses, rehabilitation costs, lost wages, and specific lump-sum benefits for death and dismemberment from employment-related injuries or illnesses? 

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What is the estate (or net estate)?

What is the estate (or net estate)?

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“Comprehensive” is what type of coverage?

“Comprehensive” is what type of coverage?

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Negative information on your credit report must be removed a…

Negative information on your credit report must be removed after ________ year(s), with the exception of bankruptcy information, which remains on the report for 10 years. 

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In disability income insurance policies, _________ period is…

In disability income insurance policies, _________ period is the time the injured person receives benefits when meeting the definition of a disability. 

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In a fee-only arrangement, the planner is typically compensa…

In a fee-only arrangement, the planner is typically compensated with an annual fee that is based on the

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Which individual retirement savings alternative allows tax-d…

Which individual retirement savings alternative allows tax-deductible contributions?

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Jennifer does not receive employer-funded health insurance b…

Jennifer does not receive employer-funded health insurance benefits. However, she is offered an opportunity to purchase a health insurance plan for $450 a month paid out of pretax dollars. How much tax does Jennifer save annually if her marginal tax rate is 24%?

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