1. (12 pts) Shelly wants to invest $7,500 in a certificate of deposit (CD) account. There are two possible choices.  First choice: The Alaska USA FCU has a nominal rate of 4.125%, compounded quarterly.  Second choice: The First Internet Bank of Indiana which has an effective annual yield of 4.156%.  Which choice of CD should Shelly invest her money in and why? 

4. (12 pts) The Starks purchase a home for $800,000. After making a down payment, they have a 20-year fixed rate mortgage for $650,000 with a 7% interest rate. Find the following.  a. Their monthly payment.  b. The total amount they pay on their mortgage over the life of the loan.  c. The total amount of interest they will pay over the lifetime of the loan. 

Penetration grading measures needle depth after 5 seconds.

Sand equivalency is a

In lecture 10, the lightweight concrete is highlighted in the context of

Which measure minimizes thermally induced stresses in mass concrete?

Match prompts in the first column with correct answers in the second column (Hardened PCC Properties and PCC Tests and Alternatives)

Heavyweight concrete is primarily used for radiation shielding in nuclear and medical facilities.

Asphalt cutback consists of

Fog seal is applied as