Analyze/evaluate the following borrower’s profile to answer questions 1-2 Occupation:                                        Fireman (H) – Nurse (W)Income:                                               $150,000 annuallyFamily:                                                 3 children (8, 10, 12) Home:                                                 $600,000 Fair Market ValueHome Loan:                                       $540,000 = 90% Loan-to-ValueHome Debt Service Ratio                 45% Other Debt:                                        $160,000 (3 Cars, Boat, RV)Total Debt Service Ratio                   60%                                     Credit Score:                                       590Credit Card Debt:                               $25,000 Cash Emergency Fund:                      $1,000 Budget:                                                Not currently Retirement Savings:                           LowCollege Savings:                                 None A.  Is this borrower managing their finances well?  Cite supporting reasons?  B.  What would you recommend this borrower do to improve their finances?      

Which of the following tend to be budget busters for most people: No children [a1] Discretionary spending [a2] Dining out frequently [a3] Impulse purchases [a4] Too much home or car [a5] Kids attending public schools [a6] Hobbies [a7] Excess level of daily Starbucks coffee [a8] Spending on needs [a9] Private Schools [a10]

What is the correct way to count rows matching a condition?

Which calculates the average Sales by Region?

Of the hand tools shown below, which hand tool/s have teeth that are visible in the pictures below? (Select all that apply) 

Which Position does the valve fail to?

87 lbs. = _____ kg Only provide the number.  Round to the nearest tenth.

A 36 year-old patient was admitted to the hospital with syndrome of innapropriate release of anti-diuretic hormone (SIADH). As the nurse, you understand which laboratory value is associated with this condition?

A 46 year-old patient with a recent head injury is now displaying symptoms of diabetes insipidus. Which of the following clinical manifestations will be present on assessment? (Select all that apply)

A nurse is teaching the family of a newborn about proper formula preparation. Which statement by a family member indicates the need for further teaching?