True or False = the definition of “risk” is = the probability of a negative outcome (loss) occurring 

In 2008, a widespread collapse in the United States housing market led to a global financial crisis. Several financial institutions failed, credit markets froze, and global stock markets experienced massive declines. Many businesses across many industries suffered a decline in profitability, and millions of individuals in the United States (and all around the world) lost their jobs due to the economic turmoil.  Based on what is written above, what classification of risk best describes the 2008 financial crisis? 

The below tables has information on three different drivers: Adam, Brittany, and Carmen. Each table shows that driver’s accident history over the past 3 years. Adam – Driving Accident History: Brittany – Driving Accident History: Carmen – Driving Accident History:   Based on the above information – which driver has the highest severity loss? 

Sarah is running a few errands around Wesley Chapel and will be driving her car on the road for a total of 30 minutes. Daniel is working as an Uber rideshare driver and expects to be driving around the Tampa Bay area for a total of 10 hours today during his rideshare shift.  Based only on the information above, what basic measure of risk indicates who is facing more risk, Sarah or Daniel?

Over several decades, researchers have collected and analyzed national transportation safety data. This historical information overwhelmingly shows that: per mile traveled, commercial airline flights result in far fewer fatalities than automobile travel. Despite common fears about flying, the historical information and concrete data consistently supports the conclusion that air travel is significantly safer than driving. What classification of risk is being demonstrated in the above scenario? 

Which answer relates to what is involved to be a “cause-in-fact”?

A person acting in an emergency situation is not held to any standards of care. 

The reasonable person

____ involves restoring a person to a state of productive, noncriminal functioning in society.

A consultant is a person who provides clinical intervention concerning social, emotional, or behavioral issues to individuals, families, groups, and communities.