Which of the following is not a demographic segmentation variable?

Which of the following is NOT an emerging trend in marketing communications? 

Insurance is a contract of indemnification, a promise to indemnify an insured for covered losses; in exchange for the cost of an insurance premium. If an insurance company is engaging in the process of risk-based pricing, what is the main component of an insurance premium (the majority of the price) that will be charged to a customer? 

Maxwell Company is a construction firm that does large construction projects. Maxwell Company uses jackhammers on all of its job sites. Since jackhammers are critical to its day-to-day business operations, Maxwell Company keeps several spare jackhammers at the company’s main warehouse. These spare jackhammers are never used on job sites, but simply are kept in the warehouse in the event one of the firm’s normal jackhammer’s breaks down or is involved in an accident while out on a job site.  This is an example of which type of risk treatment option by the Maxwell Company? 

There is one risk modification technique that, if implemented correctly, can actually reduce the probability of a loss occurring to zero.  Which risk treatment option is this? 

Pivot Tables: Open Excel and access the GB_AnalyticsData.xlsx file. Create a Pivot Table with the file and then use the data to answer this question: Which Customer in Germany provided GBI with the least Revenue for all years?

Business Objects: Open the SAP Business Objects Analysis for Excel and open the Query named MU0 GB Sales Query For Analysis (Technical Name MU0CP1MQ1) from your assigned server. Use this query to answer this question: How much Revenue did Peachtree Bikes generate in May of 2014 in USD?

Business Objects: Open the SAP Business Objects Analysis for Excel and open the Query named MU0 GB Sales Query For Analysis (Technical Name MU0CP1MQ1) from your assigned server. Use this query to answer this question: Which of the following Customers does not appear as a Top 5 Customer selling First-aid Kits in 2017 in Euros?

Business Objects: Open the SAP Business Objects Analysis for Excel and open the Query named MU0 GB Sales Query For Analysis (Technical Name MU0CP1MQ1) from your assigned server. Use this query to answer this question: What is the Percentage Contribution for the Road Bike Product Category for all years in the US?

Business Objects: Open the SAP Business Objects Analysis for Excel and open the Query named MU0 GB Sales Query For Analysis (Technical Name MU0CP1MQ1) from your assigned server. Use this query to answer this question: What is the Total Sales Quantity of the Deluxe Touring Bike (Silver) for all years for the Germany South Sales Organization?