Edith Wharton (1862-1937) and Ida B. Wells (1862-1931) lived and wrote in the same era, but they experienced life in vastly different ways. Suppose a producer from Apple TV approached you with the idea of a limited series that explored these two writers, and she wants to invent a story about what would have happened if the two had met and developed a friendship. Write a proposal for this limited series. What facts would you keep the same, and what would you invent? In your proposal, be sure to identify clearly the facts and the fiction, and then offer a compelling result that could arise from your invented story. Why would it matter? What would it reveal? What could people learn from it?

Choose one of the following prompts and answer accordingly. Prompt #1 Choose one of the prompts that you did not answer from Questions One, Two, or Three and answer it here.  Prompt #2 Write at least one specific, well-developed paragraph explaining something you learned in this class but that you were not tested on. Your answer must relate specifically to something from the course materials. You can focus on anything from the entire semester, not just the second half.

I am including these 40 questions as bonus questions. Each correct answer will be worth one point.  The following stipulations and guidelines apply: You must meaningfully answer (I will decide what this means using my own judgment) each of the five main questions in order for the points to apply. If there are blank answers in the first five questions, no bonus points will be applied. You must spend a minimum of one hour on the five main questions before attempting these bonus questions. You must include the number of the question along with the correct answer. I will not give credit to an answer without a number. No score above 150 will be awarded; all tallying will stop at 150. Any points above that will be discarded (they will not be applicable to any other assignment). Here are the questions: What was Sam Clemens’ “permanent ambition” since he was a child? Why did Clemens return to the lecture circuit? What was the name of Tom Sawyer’s illiterate friend who became the title character of Clemens’ most famous novel? In Bret Harte’s “The Luck of Roaring Camp,” what happened to Cherokee Sal? In William Dean Howells’ “Editha,” what does Editha hope happens to George in the war? What story did you read by Ambrose Bierce? Who wrote Daisy Miller? In Daisy Miller, when Winterbourne arrives in Rome to visit his aunt after leaving Geneva, he learns that fashionable people there are beginning to notice Daisy’s behavior. Why? In Hopkins’ “Talma Gordon,” who is the murderer? What is the big secret that is revealed about Talma? What does the narrator of “The Yellow Wallpaper” believe is trapped behind the wallpaper? Why does Perkins Gilman say she wrote “The Yellow Wallpaper”? In “Roman Fever,” who actually wrote the letter from Delphin to Mrs. Ansley? Where does “Roman Fever” take place? Who is Mrs. Slade’s daughter in “Roman Fever”? Who is the woman who searches for Jimmie, and is rebuffed by him, late in Maggie: A Girl of the Streets Who saves young Jimmie during his fight with the street urchins? What does Maggie do in an attempt to freshen up the apartment to impress Pete? What does Pete do for a living? How does the novel refer–repeatedly and exclusively–to the person accompanying Nellie at the bar before Nellie lures Pete away from Maggie? What was Ida B. Wells’ career? In Mob Rule in New Orleans, what happened to Robert Charles? Where is the narrator born in James Weldon Johnson’s Autobiography of an Ex-Colored Man? In addition to being a private music teacher, where does the narrator work in Jacksonville? What first attracts the narrator to his future wife? What is the narrator’s wife’s reaction to learning his true ethnicity? Who wrote the poem that became the Black National Anthem? Who sang “Lift Every Voice and Sing” at the Super Bowl in 2021? With whom does Jim live for most of the novel, My Antonia? What nationality are the Shimerdas? Who narrates My Antonia? Who are Peter and Pavel in My Antonia? What does Grandfather tell Jim on the morning of January 22nd? Where was Mr. Shimerda buried, and why? What promise did Jim make to Antonia? What is the name of the documentary about Willa Cather? What is the name of the documentary about Edith Wharton? What is the time period of the writing we have studied so far? Who wrote “The New Colossus”? In Sarah Orne Jewett’s “A White Heron,” what is Sylvia’s main reason for climbing the pine-tree?

Oliver owns a beachfront home in Siesta Key, FL. Upon learning of the imminent landfall of Hurricane Milton, Oliver decided to do the following: he boarded up all his windows with plyboard and placed sandbags around all of his doors and low-laying areas of his home.  All of these activities engaged in by Oliver are examples of which risk treatment option? 

PrintWorks Inc. is a company that specializes in high-volume commercial printing for businesses / academic institutions. One of the most critical pieces of equipment in its facility is a large, state-of-the-art printing press that handles all their bulk printing orders. This is the only machine in the facility that can handle the largest client’s orders: when thousands of pages are needed within a short window of time like 24-48 hours.  If this state-of-the-art printing press were to break down, PrintWorks Inc. would be unable to fulfill any large bulk orders and would have to delay production until it was repaired. Worst case, the clients would go else where for their printing needs.  The risk of loss to this critical piece of machinery, which could halt PrintWork’s ability to fulfill orders, would fall under which quadrant of risk?

Rocko is the Risk Manager of Wacky Warehouse Inc., and he is deciding if he should purchase insurance for the company’s $1 million warehouse. He is stuck between two risk management options:  1) Retain the exposure of loss at the warehouse: which has an Expected Value (Loss) = $10,000  2) Purchase Full Insurance: which has a premium = $15,000 Full Insurance has a Policy Limit = $1,000,000 (the value of the building); and it has no deductible   Rocko considers both financial and non-financial decision-making criteria when making his choice. After weighing the Total Cost of each option, he decides to purchase Full Insurance for $15,000.  Based on the above information, which of the following must be true? 

Fahrenheit Energy is a popular energy drink among Gen Z’ers that is sold exclusively in the United States. The executive team of Fahrenheit Energy are contemplating expanding into the European Market, by offering its product in England and Ireland. Based on market research the executive team believes the geographic expansion has an 85% probability of being a success and returning a profit. However, the executive team also believes there is a 15% probability that the product will not return a profit in these new markets.  Fahrenheit Energy’s management team deciding whether or not to expand into the European market falls under which quadrant of risk?  

Rachel, the Risk Manager of Titan Technologies, wants to engage in self-insured retention (“self insurance”) for the workers compensation exposure of the firm’s 2,500 employees. Rachel believes there are many advantages to this idea. However, her key concern is the possibility of an extremely high severity worker’s compensation loss occurring (such as the death of multiple employees) which could potentially cost the company multi-millions of dollars. Titan Technologies is a “lean” business and simply would not be able to retain / pay for such a large loss out of its internal financial resources. What issue of self-insured retention as a risk financing option does the underlined portion of the above scenario present for Titan Technologies?

Magnus Manufacturing is assessing the possibility of a failure of a critical piece of equipment at its Harrisburg, PA manufacturing plant; and the corresponding losses that the equipment failures would cause. After performing a quantitative analysis of the company’s historical information, the Risk Manager of Magnus Manufacturing derived the following Probability Distribution:  Outcome Probability  Loss ($$$) No Equipment Failure 0.60 $0 Minor Equipment Failure 0.25 $15,000 Moderate Equipment Failure 0.125 $75,000 Major Equipment Failure 0.025 $250,000   Question #1:  What is the Expected Value (Loss) for the failure of a critical piece of equipment at Magnus Manufacturing’s – Harrisburg, PA plant?  = [choice1]   Question #2: The Risk Manager wants to compare the risk between the company’s Harrisburg, PA manufacturing plant and the company’s largest manufacturing plant in Philadelphia, PA. After performing even further quantitative analysis, the Risk Manager of Magnus Manufacturing derived the following information about the two manufacturing plants:  Harrisburg, PA Manufacturing Plant: Expected Value (Loss) = calculated above in Question #1 Standard Deviation = $44,000 Philadelphia, PA Manufacturing Plant:  Expected Value (Loss) = $55,000 Standard Deviation = $97,550   Which one of the two manufacturing plants poses MORE risk (uncertainty) of equipment failure; as determined by the most critical objective measure of risk? (or worded another way the equalizing measure of dispersion) And what is the numerical value of the most critical objective measure of risk?  = [choice2]

What concept best explains why risk pooling works and lowers the amount of risk an insurance company faces?