A citizen of State A purchased life insurance by mail from a…
A citizen of State A purchased life insurance by mail from a State B insurance company. The policy was the only one that the company had ever sold in State A. The purchaser mailed premiums from State A to State B for five years, and then died. The insurance company refused to pay the policy benefits. The purchaser’s administrator sued the company in State A state court. The state has a long arm statute that grants a state court in personam jurisdiction over a defendant who “contract[s] to insure any person, property, or risk located within this State at the time of the contracting.” The insurance company argued that its only contact with State A since it began its business was the purchaser’s insurance policy, and that this single contact does not meet the minimum required for the exercise of in personam jurisdiction under International Shoe. How should the court rule on the minimum contacts issue?
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