What percentage of AB/ab (i.e., A__B a__b) offspring will be produced from a cross between Ab/aB and ab/ab if the genes are located 22 map units apart? (Hint: all offspring receive ab (i.e., a___b) from parent 2, so you need to determine what percentage of offspring receive AB (i.e., A___B) from parent 1).

If there is a non-disjunction of chromosome 11 in one of the cells undergoing meiosis II, what will be the genetic make-up of the resulting embryo following fertilization by a normal gamete?

The gene for nail patellar syndrome (n = normal allele; N  = mutant allele) shows linkage to the blood group A, B and O alleles (IA = blood type A; IB = blood type B; i = blood type O). The IA and IB alleles both show complete dominance over the i allele. The IA and IB alleles are co-dominant to each other. The two genes are located 16 m.u. apart. Beth has the genotype n____i   N____IA Simon has the genotype    N____i  n____IB What is the probability that they will have a normal child who is blood type B? 

The gene for nail patellar syndrome (n = normal allele; N  = mutant allele) shows linkage to the blood group A, B and O alleles (IA = blood type A; IB = blood type B; i = blood type O). The IA and IB alleles both show complete dominance over the i allele. The IA and IB alleles are co-dominant to each other. The two genes are located 16 m.u. apart. An individual has the following genotype: n____i   N____ IA What is the probability that the individual will pass on a recombinant chromosome to offspring (any recombinant chromosome)? 

Colorblindness and adrenoleukodystrophy (ALD) are both X linked recessive phenotypes (C = normal; c = colorblind and A = normal; a = adrenoleukodystrophy). The genes are 32 m.u. apart on the X chromosome.  Adult onset cerebral ALD begins in middle age and has a rapid onset to death. Cara’s dad is color blind and has just started showing signs of ALD. Assume there are no recessive alleles on Cara’s mother’s side of the family (i.e., assume Cara is c___a C___A). Cara’s 3-yr old son is red-green  colorblind. What is the probability that her son will develop ALD?    

Which statement describing DNA is incorrect?

Considering the information, concerns, and trends discussed in class and the textbook, answer both of the following questions.a. Describe and explain the differences between community banks, regional banks, and money center banks.       b. Explain how the current trends in banking are impacting each of these bank groups now. What are the likely        short-medium and long-run implications for each of these groups? 

a) What are the basic arguments for increasing capital requirements at large commercial banks?b) Explain how depositors, shareholders, and society in general might benefit or be disadvantaged.c) As commercial banks continue to enter new lines of business outside of traditional banking, should these new activities require the banks to have higher capital requirements?

Below are MC questions from the book readings. You are to answer 5 out of the 6 MC questions (i.e. you can skip 1 question). Do not answer all 6 as only the first 5 will be counted.1. In 2008, the U.S. Treasury financial supported financial institutions by:a. purchasing troubled assets.b. buying preferred stock in some financial institutions.c. issuing guarantees on money market funds.d. doing all the above.e. doing a & b only.2. An “independent” bank is:a. an “independent” subsidiary of a multi-bank holding company.b. another name for a one-bank holding company.c. a bank that is exempt from paying federal income taxes.d. not controlled by a multi-bank holding company or any other outside interest.e. a bank that is specifically created to underwrite independent corporate debt issues.3. What is the primary motivation today of forming a financial holding company?a. To branch across state lines.b. To engage in activities not permitted in a bank holding company.c. To branch within a particular state’s boundaries.d. To reduce the risk of bank failures.e. To increase speculation.4. The Federal Reserve may prevent the formation of a financial holding company if one of its insured depository institution subsidiaries:a. received an unsatisfactory in its most recent Community Reinvestment Act exam.b. has branches across state lines.c. is part of a bank holding company.d. makes too many subprime loans.e. is highly capitalized.5. ______________ refers to the process of pooling a group of assts with similar features and issuing securities that are collateralized by the assets.a. Originate-to-sellb. Mortgage collateralizationc. Securitizationd. Deposit originatione. Loan-to-distribute6. Which of the following is not a component of the Farm Credit System?a. Federal Land Credit Associations.b. Agricultural Lending Office.c. Farm Credit Administration.d. Farm Credit Banks.

Discuss the major functions performed by financial intermediaries (particularly banks) and the problems they address.