Using lots of professional vocabulary and terminology serves to help parents see the teacher has professional expertise and therefore make it likely that the teacher’s advice will be followed.

Personal notes should be used only when teachers want to alert parents to problems.

Sadness when parents leave is handled best by teachers ignoring the child.

Parents should make the choice about enrolling their child in a school or program on the basis of family convenience as most important.

Easing-in schedules are often difficult for families and teachers to arrange, but are very beneficial to children.

One of the purposes of newsletters is to give parents insights into the educational purposes underlying classroom activities.

When parents do not accept the teacher’s advice or suggestions, it indicates that they are indifferent to their child’s welfare.

Exam Instructions: The test must be completed within the specified time limit. No additional materials, devices, or internet access are allowed unless specified otherwise by the instructor. Make sure to work independently. Any form of academic dishonesty, including but not limited to cheating or unauthorized collaboration, will be subject to disciplinary action. University Property: Please note that this exam document is University property. It contains proprietary and confidential information. Honor Code Violation: Sharing this exam document with any internal students, external entities, or any unauthorized parties is a direct violation of the University’s Honor Code. Any such violations will result in immediate disciplinary action, including possible failure of the exam and further academic consequences. Submission: Follow the guidelines provided for submission. All answers must be submitted before the end of the allotted time. Ensure that your work is properly saved and submitted Deliverables: Answer each section, include images when necessary upload the pkt file with complete configurations Sign your full name to acknowledge that you have read and agree to these instructions.   

A ____ is an obligation by a bank to provide a specified loan amount to a particular borrower upon the borrower’s request. The interest rate and the purpose of the loan may also be specified.  The bank charges a fee for this.    

According to our textbook, banks hold cash (which is part of their balance sheet).  Which of the following is NOT TRUE about banks holding cash?