Imagine that you are Bruno. Pick the word from the drop down menu that indicates your relation to the names mentioned.     English model: Maïssa is my aunt.                                                                                              

(10 points) In The Big Short, mortgage brokers were characterized as having sought out (targeted) subprime borrowers, reflecting a new method of discriminatory lending practices in the US housing market. Question detail and grading rubric: 1point: What does it mean to be a “subprime” borrower? 1 point: What is the historical relationship between Fannie Mae and redlining? What was the economic justification for this practice? 4 points: What is Fannie Mae’s AUS and how does it use FICA scores, LTV ratios, and DTV ratios? Define each of those underlined terms in your answer and explain their relevance to mortgage approval generally and to Fannie Mae specifically. 2 points: Based on the material from class, what is the relationship between race and AUS outcomes? Between race and mortgage approval rates over and above AUS outcomes? Explain the reason for each relationship. 2 points: Why did mortgage brokers in The Big Short actively seek out subprime borrowers? Why does this seem counter-intuitive, and what was it about market incentives that nonetheless led to such behavior?  

In restoration, the size of a feature involves what three dimensions?

If the length of the nose of a person in a photo measures 20 mm, the actual measurement on the body would be?

Which is the best perspective for a practitioner to view when modeling and restoring the deceased?

Since Cate Langton was hired in the marketing department of a consumer products manufacturer, she has worked in its public relations department, she has worked in its advertising department, and she has worked to help design collateral sales material and point-of-purchase displays. Next week she will go out on the road as a salesperson. What method of training is Langton’s employer using?

Frederick Taylor’s scientific management emphasized:

Which of the following is NOT one of the main activities for a human resource manager?

An employee who was more worried about having a safe work environment and a financially sound pension plan than anything else would be most concerned with which of the needs in Maslow’s hierarchy of needs?

The original Hawthorne studies were set up to study: