What is the minimum age for staff to be counted in the ratio of staff to children?

You want to open a day care center serving 100 children.  You will serve as the center director.  You are going to hire full time teachers to cover the first eight hour shift. Assuming that all children arrive when the center opens, how many teachers will you need to meet staff-child ratios for 22 children who are in a 3 to 4 year old classroom?

A child who is 14 months old is crying. His mother has told you that she suspects he is just trying to get your attention due to being spoiled. His mother said she held him too long when he was younger and now he expects to be held too much so you let him cry it out for a while.  Is this permitted? Why or why not?

Caregivers should generally limit second portions to children at snack times in order to avoid obesity.

All of the following are associated with higher master levels of learning related to metacognition except 

Examining the MPP of nitrogen in corn production is best represented by

5-point question Given the following 4 scenarios:      1. A contract interest rate of 5.5% and the expected inflation rate was .5%. 2. A contract interest rate of 12% and the expected inflation rate was 4.5%. 3. A contract interest rate of 7.5% and the expected inflation rate was 6%. 4. A contract interest rate of 9% and the expected inflation rate was 5%. a) Indicate which ex ante scenario would have been best for the borrower and explain why it is best for the borrower. b) With an ex post actual inflation rate of 1%, indicate which scenario would have been best for society and explain why it is best for society of the four options.

5-point question List the factors that that determine a bank’s holdings of excess reserves. Explain how a change in each factor affects excess reserves, the money multiplier, and the money supply.

10-point question Given the following bank information (in millions of $):Demand Deposits =                            $4                                      Variable rate mortgage loans = $14Treasury bills =                                   $15                                      Fed Funds borrowing =                $4Money Market deposit accts. =       $14                                      Fixed rate CD’s =                          $16Fed Funds Lending =                         $5                                        Reserves =                                      $5              Treasury bonds =                              $10                                      Fixed rate loans =                         $21              Discount Loans =                               $2                                        Variable rate CD’s =                       $9              Savings deposits =                              $9                                        Equity Capital =                           $12A. Develop a balance sheet from the above data. Be sure to divide your balance sheet into rate-sensitive assets and liabilities as     we did in class and in the examples.B. Perform a Standard Gap Analysis and a Duration Analysis using the above data if you have a 1.15% increase in interest rates     and an average duration of assets of 8.2 years and an average duration of liabilities of 6.1 years.C. Determine the new level of equity capital.

5-point question Evaluate which of the following options would be your best investment based solely on the yield to maturity criterion. Option #1:  Purchase a $35,000 discount bond selling for $24,100 and maturing in 7 years. Option #2:  Purchase a $10,000 coupon bond with a 4.5% coupon rate selling for $10,350 and maturing in 7 years.