Vehicle leases normally last 5-7 years.

Explain how you plan to build your credit.  Identify and explain the credit score you would like to have when you build or maintain good credit.  Finally, explain why you want to have good credit in your life by explaining how you think good credit will help you.

Let’s say you take out a mortgage to buy a home.  Explain what you would do to pay the mortgage off faster and reduce the total loan interest.

Term life insurance is the simplest and often the cheapest form of life insurance.

The majority of the first payments in a mortgage go towards the principal of the loan.

Discover and Visa are the two most popular bank credit cards.

The underwriting process is where insurance companies decide whom they will insure, how much they will insure, and the applicable premiums they will charge.

Whole life insurance offers protection to individuals throughout their entire life.

If you pay your credit card bill in full every month, you can avoid interest charges.

One of the disadvantages of whole life insurance is the higher cost than other forms of life insurance.