Spelling, punctuation, and accent mark count toward grading.  Misspelled, wrong tense, wrong form of verbal conjugation, article, or preposition (- full points worth). Missing accents from the words you have been exposed to during the chapter, punctuation–periods, capital letters, upside-down exclamation or question marks–If needed (-1/4 points).   Accent Marks Please write me a short message, in parenthesis, next to the word that needs it, for instance: You need to write  ¡Mi mamá comprará el juguete mañana para Iván! You will write it like (upside-down exclamation mark) Mi mama (accent on the 2nd a) comprara (accent on the second a) el juguete manana (tilde over the 1st n) para Ivan (accent on a)! Notice that when there is more than one repeated vowel/consonant, I used more details on which vowel/consonant the accent mark was placed–mamá, mañana, etc. Unlike the name “Ivan” which has one accentuated vowel.   Directions: You will be given an English word. Your task is to change the English word into a Spanish word as you learned in Quizlet. To earn full credit, it would be best to use the matching article, such as “the, a, an,” when answering your task in Spanish.   The English word is “problem” 1) [1] 2) [2]. (This is a 2-word answer and there is a need for a definite article).  Do not write the whole answer in a single blank. Use one blank for each answer, for example, if the answer is “color purple,” you will write “color” in the first box and “purple” in the 2nd box.

A firm with a 10 percent cost of capital is considering a project for this year’s capital budget.  The project’s expected after-tax cash flows are as follows: Year: 0 1 2 3 4 Cash flow: -$15,000 $5,300 $5,100 $6,300 $6,300 Calculate the project’s discounted payback period.

Your client is 25 years old, and she wants to begin saving for retirement, with the first payment to come one year from now.  She can save $5,500 per year, and you advise her to invest it in securities which you expect to provide an average annual return of 11 percent.  If she follows your advice, how much money would she have at age 70?

My Laptop has a working webcam.  

If the inflation increases, then _____________; If average investor becomes more risk averse, then ___________________.

Thurman Industries plans to issue a $100 par perpetual preferred stock with a fixed annual dividend of 11 percent of par.  It would sell for $94.60, but flotation costs would be 10 percent of the market price.  What is the percentage cost of preferred stock after taking flotation costs into account?

Li & Sons’ common stock currently trades at $55 a share.  It is expected to pay an annual dividend of $1.93 a share at the end of the year (D1 = $1.93), and the constant growth rate is 10.2 percent a year.  What is the company’s cost of common equity if all of its equity comes from retained earnings?

Helen recently received a credit card with a nominal interest rate of 21 percent.  With the card, she purchased some new clothes for $450.  The minimum payment on the card is only $15 per month.  If Helen makes the minimum monthly payment and makes no other charges, how long will it be before she pays off the card?

Your client is 30 years old, and she wants to begin saving for retirement, with the first payment to come one year from now.  She can save $10,000 per year, and you advise her to invest it in securities which you expect to provide an average annual return of 7 percent.  If she follows your advice, how much money would she have at age 60?

A firm with a 9.5 percent cost of capital is considering a project for this year’s capital budget.  The project’s expected after-tax cash flows are as follows: Year: 0 1 2 3 4 Cash flow: -$6,000 $2,900 $2,200 $2,900 $2,900 Calculate the project’s discounted payback period.