Explain the importance of the Gramm-Leach-Bliley Financial Services Modernization Act of 1994 when considering factors that lead up to the Financial Crisis of 2008.  Be specific in your answer.

SUPERBANK has a required reserve ratio of 8%.  The bank holds no excess reserves and required reserves are currently $34 million.  If the bank has an outflow of deposits of $6 million dollars, the bank will have a reserve shortage.    Calculate the dollar amount of the reserves shortage: Do your work on a blank piece of paper.  You will upload this work along with a balance sheet as part of the final question of this exam.

Complete the following loan amortization by hand.  Please draw a table like the one below on your blank page and fill in each blank. You will take a picture of this chart and upload your completed chart at the end of the exam. Please show your work. Please do not forget to calculate the total finance (interest) charge for this loan.  You should enter the total interest (finance) charge in the blank prompt for this question.   You are considering purchasing a house for $295,000.  Do a three month loan amortization and calculate total finance charge.  Assume a 20 % down payment.   (This loan requires a 20% down payment and you will be required to make monthly payments.)   20 year 6.00% loan with one and a half discount points.   Beginning Balance Payment Principle Interest Ending Balance                                       FILL IN THE BLANK FOR          Total finance charge:_____________________

6) Pair production releases a proton and an electron.

12) Photon interactions with atoms include __________________  

13) The following decay scheme is an example of (select all that apply)                            

10) Protons are incident to a nuclide for which it has been found that the reaction is endoergic. Which threshold(s) must be computed to determine whether the reaction is energetically possible (select all that apply)?

5) For the same energy, an alpha particle penetrates further into material than a beta particle.  

2) U-238 is an example fertile nuclide.  

Multiple Answer Questions: Select the best answers [plural] for following question.