When your income exceeds your expenses you have to decrease your spending habits. 

There are only 4 types of credit. 

A familiar gesture, like waving a hand or nodding a head, may have an opposite meaning or even an obscene or vulgar meaning in different societies. Would this gesture be considered miscommunication?

According to the statement below, what is Tao’s minimum payment due?  

Knowing how to use credit wisely is important. List three ways that demonstrate wise use of credit(3 marks).  List three ways that show an irresponsible use of credit (3 marks).    

Aspects of financial management include:

“Plan ahead, prioritize the important tasks, and use a calendar or organizer” are all examples of Time Management Skills.

The following may interfere with clear messages being communicated effectively: Noise Misinterpretation Interruptions Distractions Interference Bias Stereotyping

A job is defined as:    Usually requires special education, training, or learning Long term pursuit About building on experience and advancing one’s job skills and knowledge Requires motivation and goal setting Each “rung of the ladder” is another step in the progression to a better job

Work is commonly defined as:  provides an income for needs and wants, influences your identity (the way you see yourself and the way others see you), influences on lifestyle (how you want to live, or how you can live).