Which of the following terms means the policy covers all perils EXCEPT the ones specifically named as excluded perils? (Select all that apply)

The Galápagos finches collected by Darwin are thought to have descended from a very small parent population. Different species of finches that are confined to only one or two islands most likely arose by _____.

Ancient cyanobacteria were very important in the history of life because they _____.

Lloyd’s of London is an insurance company.

All of the following are characteristics of an ideally insurable risk except

Which of the following statements are true regarding the various requirements of an insurance contract? (Select all that apply)

A transcription unit that is 8,000 nucleotides long may use only 1,200 nucleotides to make a protein consisting of approximately 400 amino acids. This is best explained by the fact that

Which of the following methods of sharing losses involves the primary insurer retaining a percentage of risk and ceding the excess to a reinsurer?

Distinct elements of insurance contracts include which of the following? (Select all that apply)

The eggs of seed plants are fertilized within ovules, and the ovules then develop into _____.