13. Surplus productivity is a way of measuring the value of land: a. that has been improved.b. that is left over after development.c. that is vacant.d. none of the above. 

84. A lien gives the lienholder the right to: a. one-quarter ownership of the liened property.b. run electrical power lines across the liened property.c. sell the liened property to settle a debt.d. none of the above.

19. Analyzing the appraisal problem, selecting the appropriate method of valuation, and giving it the most weight is called: a. an oral report.b. restitution.c. reconciliation.d. all of the above.

52. Estimating the reproduction cost of a building whose original construction cost is known is:  a. impossible.b. illegal.c. called cost index trending.d. none of the above.

62. In what type of capitalization does the appraiser analyze all of the anticipated cash flows over the life of the investment? a. Direct b. Yieldc. Liquidd. All of the above

27. Interest earned on both principal and accrued (paid) interest is called: a. a big payday.b. an annuity.c. compound interest.d. none of the above. 

97. The central banking system for the United States is: a. commonly referred to as “the fed.”b. the Federal Reserve System.c. Fort Knox.d. both a and b.

14. Value estimates are always made as of a specific date called: a. monthlies.b. the market date.c. the effective date of appraisal.d. none of the above. 

4. A lien is: a. a financial encumbrance.b. an interest held by a creditor.c. a building that doesn’t stand upright.d. both a and b. 

Using the following table identify the set of teams that have less than 6 losses [L] and more than 500 points for [PF].   *Note: Write the teams initials in your set, ex: Las Vegas Raiders, Tennessee Titans and Miami Dolphins as “{LVR,TT,MD}” (no spaces, order will not matter)