Which of the following statements concerning term life insurance is correct?

Which of the following is true regarding long-term care:  

Izn, age 48, has $200,000 of group term life insurance through his employer.  He pays $140 per year and his employer pays the remainder.  If the IRS Table 1 rates per $1,000 are $0.15 per month, what is Izn’s imputed taxable income for this coverage?

Justin H. purchased a life insurance policy many years ago and now feels he no longer needs the life insurance. He would like to do a 1035 exchange to an annuity that can provide him additional income for his golden years. Which of the following is correct regarding the exchange?

Scott lived in New Orleans during a recent hurricane. His home was destroyed by wind damage, and he was forced to live in a hotel for three months. Which section of his homeowners policy would reimburse him for the increased living expenses associated with the hotel stay?

Under a cross purchase buy-sell agreement for a company with 12 partners, how many insurance policies would they need to purchase?

The annuitized payments from a qualified annuity: 

Raul is a 70-year-old retired fireman with no dependents. He wants to invest in an annuity that will produce a steady stream of income beginning now and continuing throughout his life. He has $175,000 to invest and wants to receive the most income he can every month. Which of the following is the most suitable annuity for Raul based on his objectives?  

In which of the following scenarios would the disability insurance benefits not be taxable if the individual were to be disabled?

Prompt1: (40pts): Provide details on the different groups that came over from England, and what were their motivations for doing so? Prompt2: (60pts) The Seven Years’ War, also known as the French and Indian War, would have a huge impact on future events for America. Provide details on what led to this conflict, and what were the consequences for the groups involved in this battle for the continent?