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9.   An 85-year-old patient is brought to the emergency depa…

9.   An 85-year-old patient is brought to the emergency department with lethargy and hypotension. As the nurse assesses the patient’s tongue, it appears dry and furry. Which condition would the nurse suspect the patient has?

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Most life insurer failures have been among small and inadequ…

Most life insurer failures have been among small and inadequately capitalized companies.

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No-Lapse Universal Life (NLUL) and “regular” Universal Life…

No-Lapse Universal Life (NLUL) and “regular” Universal Life products are very similar products, with similar objectives and valuation methodologies.

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The annual payout from a charitable remainder annuity trust…

The annual payout from a charitable remainder annuity trust (CRAT) to a non-charitable beneficiary may not exceed what percentage of the initial fair market value of the property contributed to the trust?

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Planning professionals should be prepared to analyze life in…

Planning professionals should be prepared to analyze life insurance policy illustrations for clients.

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Under ATRA, the estate, gift, and GST exemption is now:

Under ATRA, the estate, gift, and GST exemption is now:

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When looking at the quality and composition of an insurer’s…

When looking at the quality and composition of an insurer’s underlying assets, which of the following is NOT an important category?

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A policy received in exchange for a MEC is also a MEC, regar…

A policy received in exchange for a MEC is also a MEC, regardless of whether the policy that is received would otherwise be classified as a MEC.

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If a policy fails the seven-pay test as a result of the look…

If a policy fails the seven-pay test as a result of the look-back rule, the distributions that are potentially taxable include:

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A significant advantage of a split- dollar plan using surviv…

A significant advantage of a split- dollar plan using survivorship life instead of a single-life policy is that:

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