(7 points) This question refers to the Federal Reserve Board Finance and Economics Discussion Series Working Paper #2022-067 “How much does racial bias affect mortgage lending? Evidence from human and algorithmic credit decisions” by Neil Bhutta, Aurel Hizmo, and Daniel Ringo. Assume that I have not been paying attention in class and that you have to teach it to me. (4 points) Teach me how they conducted their test Teach me the approach used by the authors to measure racial bias in mortgage lending. What data did they use and why what factors did they control for and how, and summarize their results? (2 points) Offer two critiques of their methodology, What estimate is affected and why What estimate is affected and why (1 point) What is your overall opinion of their work? Explain briefly.

What did Indians gather while preparing for war against the smugglers in Chapter VIII (Eight)?

Summarize the events of cellular respiration. Describe events such as glycolysis, acetyl-coA formation, Krebs (citric acid) cycle, and electron transport chain. For each process, describe the following:  1. Where does this process occur? 2. Does this process require the input of energy? If so, where does that energy come from? 3. What events are occurring? 4. What products are formed at the end of the process, and how many of each product? What are those products then used for? 5. What is accomplished by cellular respiration? 

In one research study, scientists scanned the brains of both a monkey reaching for a banana and another monkey watching that action. The same neurons in a particular region of the brain were activated in both monkeys. These neurons are called _____ neurons.

The location of the mesquite tree was called La Posta del

The mesquite tree reveals the complex issues of the major changes in labor relations and the consequences of the Civil War in Chapter IX (Nine). Such issues include all of the following EXCEPT

Entrepreneurs will feel more grief over a project or startup failure if:

At the start of many cutting-edge, high-tech start-ups, entrepreneurs do not understand the emerging technologies nor do they even know what kind of business model they are trying to build.  The underlying project itself is not clearly understood or defined.  This is best described as:

Breifly describe the difference between ventilation and respiration.

Within the context of Maslow’s hierarchy, people who visit friends on the weekend are focused on a(n) _____.