**If a debt is  _________ , the creditor’s agreement to accept less than the full amount owed as full payment is not binding on the creditor.

Dodger bought an insurance contract from Liberty Farm Co. The policy contained a clause stating that all claims for losses had to be reported within 45 days after the date of the loss or the claim would be barred. Time is stated to be of the essence. Dodger sustained a covered farm loss, but did not report it to Liberty Farm until 50 days later. Liberty Farm denied coverage for the claim. If Dodger sues, who wins?

Which of the following would constitute the creation of an express warranty for goods?

Tu-thumbs buys a used paint sprayer from the local paint store. The sprayer had a large sign on it that said “AS IS.” The dealer made no promises or statements concerning the performance of the paint sprayer. When Tu-thumbs attempts to spray paint his house, the trigger on the sprayer sticks in the “on” position and before Tu-thumbs can pull the electrical cord to cut the power, paint is sprayed all over his prize Borzoi dog that is scheduled to be shown in a dog show the next day. Tu-thumbs sues the dealership. Who wins?

An unconscious client is brought to the hospital. The client’s arterial blood gases show a pH greater than 7.48 and a bicarbonate level of 36 mEq/L. Which acid-base imbalance has the client developed?

Laura intends to file a Title VII lawsuit against her employer. Which of the following is true?

Which term refers to whether an offeree accepts an offer by promising, by making a down payment, or by performing?

Which federal law protects Americans from being treated unfairly because of differences in their DNA that may affect their health?

An agreement in which parties intend to form a valid bargain, but a court declares that some rule of law prevents enforcing it is called  

When may a private employer require an employee to submit to a lie detector test?