A potential client says, “The program sounds good, but I’m not sure I have enough time.” Which response is MOST appropriate?

A client understands the benefits of training but says the cost is a concern. What should the trainer do FIRST?

Why is developing a clear vision useful when a client begins working toward a fitness or wellness goal?

A satisfied client tells friends about the positive experience they had with a personal trainer. Why can this be valuable for the trainer’s business?

A trainer wants potential clients to understand what makes their services different from other available options. What should the trainer develop?

A client says, “I want to be active enough to travel with my family without getting exhausted.” What does this statement BEST demonstrate?

Martin has never filed a 2026 tax return despite earning approximately $50,000 providing landscaping work in the community. In what tax year, will the statute of limitations expire for Martin’s 2026 tax return?

This year Norma, a single taxpayer, paid $11,200 of real estate taxes on her personal residence and $9,500 of state income taxes. Norma’s modified AGI is $605,000. Which of the following is true?

Marc, a single taxpayer, earns $61,000 in taxable income and $5,100 in interest from an investment in city of Birmingham bonds. Using the U.S. tax rate schedule for 2026, what is his average tax rate? (Use tax rate schedule (opens in a new tab).)Note: Round your final answer to two decimal places.

Match the muscles to the correct number.  Each choice will be used once.