Which of the following is NOT a step in the smart buying approach?

Your grandfather put $1,500/ year for 12 years in an account for your graduation. If the account earned 5%, how much is now in the account?

The first step in the five basic steps of personal financial planning is; define your financial goals.

An emergency fund should include at least three months of living expenses.

A____user is pays off the credit card balance each month, so the interest is irrelevant.

If you are paying 2 points on a house worth $200,000 with a $160,000 mortgage. How many dollars is the 2 points?

Which of the following risk can be diversified away?

In the event of a billing error, first you can call your creditor. Many errors can be corrected over the phone. However, if there is a dispute or more information is needed, notify the creditor in writing within days after the bill was mailed. The creditor must acknowledge your letter within __ days, and the creditor have __days maximum to investigate.

The Mind game principle teaches … __

Budget is meant to …