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Zack was the beneficiary of a life insurance policy on his d…

Posted byAnonymous February 3, 2026February 3, 2026

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Zаck wаs the beneficiаry оf a life insurance pоlicy оn his deceased wife. Zack had paid $20,000 in premiums on the policy. He collected $50,000 on the policy when his wife died from a terminal illness. Because it took several months to process the claim, the insurance company paid Zack $53,000, the face amount of the policy plus $3,000 interest. Zack must include $23,000 in his gross income.

Fоllоw аll instructiоns cаrefully. This composition counts for its own grаde. You will not have a chance to resubmit it after the due date.   For this composition, you will show that you can properly use the present progressive (from Ch. 5) and the preterite tense (from Ch. 6). KEEP IT SIMPLE AND STICK TO THE PROMPT INSTRUCTIONS. DO NOT use verb tenses we have not studied yet at this level: NO conjugations that end in variations of "aba" or "ía" (no imperfect tense), no "should have, would have, could have, will have, have had, had had, used to, etc." No speaking about hypothetical situations, past habits, hopes and dreams, or using the formal future tense (ir+a+infinitive only). Even if you know the advanced structures you used from previous high school classes, you must demonstrate the skills we are currently studying in the book, my tutorials, and VHL.  You may use notes, vocabulary lists, and practice activities. You may not use translators or AI, because the goal is to show what you can actually do.      >>>>>>>Point allocation (40 points) Point allocation (Content: 40 points): Student answers five questions in complete sentences in Spanish. (25 points) Student includes five underlined and bolded words from p. 236 in the textbook. (10 points) Student asks an original, relevant question. (5 points)    Imagine you are on vacation to a very interesting part of the world (where Spanish is spoken!!!). You met some local students and now you are included in their phone chat friend group. You guys have been making plans to go on a wilderness excursion, so you have been chatting about what is needed to be safe and comfortable. You recently went shopping and bought 3 articles of clothing (must be mentioned in your response) for the trip. Includes five vocabulary words from p. 236 in the textbook. Underline and bold them. Include one relevant question that has not been asked yet. You should now respond to this text message that one of the members sends to the group:     Text from Ignacio: "Hola compañeros. ¿Cómo están? ¿Qué están haciendo? Yo necesito comprar ropa para la excursión. ¿Qué ropa compraron ustedes para el viaje, y dónde la compraron? ¿Cuánto pagaron?"               >>>>>>Point Penalties:       a......¡xyz! and ¿xyz? punctuation error.: -.5 each  b.....Missing accents and tildes= -.5 point each   c.....Spelling= -.5-1 point each   d.....Verb tenses that go beyond the prompt and our level of SPN: -5 points each   e.....gender/# agreement error: -1 point each   f.....syntax/word order error: -1-3 points each   g.....vocabulary error: -1-5 ponts   h.....missing article or article error: -.5   i.....didn't use present progressive (from Ch. 5): -3  j.....didn't use preterite tense (from Ch. 6): -9  k.....verb tense error: verb conjugated to the wrong time reference (future, present progressive, preterite) (-1.5)  l.....verb conjugation error: verb is conjugated to the wrong subject (-1.5)  m....use of English (-1 per word)  n....singular vs. Plural error (-1)  o....direct or indirect object pronoun error (-1)  p...did not mention at least three clothing items (-9) q...did not mention where you purchased them (-5)  

Tags: Accounting, Basic, qmb,

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