Overall, the US health care system is the most expensive in the world. 

Tonya feels like she has the cold that is going around. As a full-time student, she decides to make an appointment at the campus health center where she is seen by a Nurse Practitioner. What LEVEL or TYPE of care is Tonya receiving? 

All Americans can access health care because everyone has some type of health insurance. 

How do most Americans get their health insurance coverage? 

Loretta is currently in the hospital following a bad fall at basketball practice. She is being monitored for a severe concussion. After being monitored for several hours, Loretta is sent off to have an additional CT scan conducted which will create a digital image of her brain for her care team to assess to determine if the concussion is still a concern. What service area is Loretta engaging with while getting the CT scan? 

This type of health insurance is paid for with tax dollars and provides health insurance coverage to individuals based on income eligibility. 

Loretta is currently in the hospital following a bad fall at basketball practice. She is being monitored for a severe concussion. Loretta really likes the nurses who have been checking in on her throughout her time at the hospital. Each of the nurses were hired and onboarded by the Human Resources (HR) Department at the hospital. What service area would the HR team fall under? 

All ambulatory care is primary care. 

The trend in which there has been a shift from stand-alone, physician-owned practices, to group-owned practices, and finally, to practices being bought up by larger healthcare systems is known as _______________.

Marcus enrolls himself and his partner in a family PPO health plan. Because his partner requires frequent medical care, they reach their $2,500 family deductible by early May. In June, Marcus needs a diagnostic procedure that costs $1,500. Plan details: Annual deductible: $2,500  Coinsurance after deductible: 30% Annual out-of-pocket maximum: $5,500  Based on this information, how will Marcus’s insurance cover the $1,500 procedure?