David undergoes a dental surgery that requires IV sedation….
David undergoes a dental surgery that requires IV sedation. The oral surgeon wants to charge insurance $900 for IV sedation lasting 90 minutes long, which is the expected duration of the surgery. However, David’s insurance only covers 60 minutes of IV sedation, and thus, specifies in the negotiated contract that they will only reimburse $750 out of the $900 proposed by the oral surgeon. David’s insurance company also requires a 10% coinsurance on the negotiated amount for IV sedation. How much will David have to pay out-of-pocket to meet the coinsurance requirement?
Read Details