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Which оf the fоllоwing would be аn exаmple of the risk finаncing technique of = "Hedging" ? Multiple Choice Options are here (so they don't get cut off): (Option A) A small business creates a reserve fund to pay for small, uninsured losses in the rare event that they occur (Option B) A group of 25 oil refinery companies are having difficultly getting property insurance = so they collect a fund of money from all members, which will cover any property related losses sustained by any members, and also uses the funds to invest in property risk modification techniques for the perils of fire and explosion (Option C) A financial institution purchases a bond from an insurance company that locks in a significantly higher than standard interest rate (of 15%); however, in the event of Category 3 or higher hurricane making landfall in the United States, the financial institution will earn no return (Option D) A car manufacturer imports steel from China and is worried about rising steel prices due to tariffs. The company uses a commodity futures contract to lock in the current price of steel for the next six months (Option E) None of the above